Regulatory and Disclosure Information for Personal Benefit Services of Colorado, Inc.

Gary Melling, David Melling, and Dennis Marshall are Registered Representatives of and offer securities products & services through Royal Alliance Associates, Inc. Member NASD/SIPC, a registered broker-dealer. In this regard, this communication is strictly intended for individuals residing in the states of Alabama, Alaska, Arizona, California, Colorado, District of Columbia, Florida, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, Nevada, New Jersey, New Mexico, New York, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, South Dakota, Texas, Utah, Vermont, Virginia, Washington, West Virginia, Wisconsin, and Wyoming. No offers may be made or accepted from any resident outside the specific state(s) referenced.

Gary Melling, David Melling, and Dennis Marshall are also separately registered as investment advisor representatives under Personal Benefit Services of Colorado, a Registered Investment Advisor registered with the Securities and Exchange Commission. As such, these services are strictly intended for individuals residing in the states where we have notice filed: Colorado.

IMPORTANT CONSUMER INFORMATION:

A broker-dealer, investment adviser, BD agent, or IA rep may only transact business in a state if first registered, or is excluded or exempt from state broker-dealer, investment adviser, BD agent or IA rep registration requirements, as appropriate. Follow-up, individualized responses to persons in a state by such a firm or individual that involve either effecting or attempting to effect transactions in securities, or the rendering of personalized investment advice for compensation, will not be made without first complying with appropriate registration requirement, or an applicable exemption or exclusion.

For information concerning the licensing status or disciplinary history of broker-dealer, investment adviser, BD agent, or IA rep, a consumer should contact his or her state securities law administrator.